What it does
- 1Co-signs large withdrawals. Above an amount you set, counting what's pending and what left in the last day, a withdrawal also needs a tap of your card.
- 2Stops your vault. Tap it on any NFC phone running the Fortcore app and your vault locks, up to 4 times in 30 days.
- 3Speeds up recovery. With your cloud passkey, it lets a new phone lock and cancel at once and send after 12 hours instead of 48.
- 4Unlocks the strict settings that ask for it: a tap on every send, or a tap to add a phone. Strict settings.
Keep it at home
A FortCard carried with your phone helps a thief too: together with your cloud passkey, it lets a new phone send in 12 hours. Keep it at home, apart from your phone. Private includes a second card as a spare to keep somewhere else.
What it can't do
- Withdraw, or add a phone, on its own.
- Unlock your vault or change any setting.
- Lock your vault more than 4 times in 30 days, so a stolen card can't keep it locked.
- Shorten a withdrawal wait, a change of home, or the 7 days before a new phone can change settings.
If you lose it
Remove it from a phone that has been active for 7 days; removal takes 7 days. A replacement works 24 hours after you enrol it, or at once with Private's spare. If you use "FortCard on every send", sending waits until the replacement works or that setting is off.
Prefer a hardware wallet?
A Ledger, Trezor or Keystone can co-sign large withdrawals instead, and shows the destination on its own screen.
Questions
Does the FortCard have a screen?
No. The app and your alerts show what it is signing, so check them when you tap.
Do I need a FortCard?
No. It makes recovery faster, gives you a stop key you can tap on any NFC phone, and is needed only by the strict settings that ask for it. It costs $59 once; Private includes two.